Secure your future and protect your loved ones.

You have worked hard to secure a comfortable future for yourself and your loved ones. But have you thought about what will happen when you need later life care? If you're confused about the current rules and how they could affect your family's future, you're not alone.

The cost of long-term care is a growing concern for many families. If you require residential care in the future, the local authority will carry out a financial assessment. Your income and eligible capital will be taken into account, and if you own more than £23,250 of eligible capital, you'll be expected to pay for the full cost of your care. While the government planned to implement a care home costs cap of £86,000 in October 2023 , this has been delayed, leaving many families uncertain about what they'll be able to leave to their loved ones.

But there is a way to protect your assets and your family's future. By using a trust in your Will document, you can ensure that your home and other assets are passed on to your loved ones as you wish. However, every family's situation is unique, and there's no one-size-fits-all approach to estate planning.

If you want to learn more about how to plan for later life care costs and protect your loved ones, leave your details below for a free report. Our report includes examples of how you can use a Will including a trust to bring certainty to your wishes and secure your family's future.

At Westwood Estate Planning our expert team has over a decade of experience helping families with their estate planning needs. We are committed to providing personalised and effective solutions to help families protect their assets and loved ones. If you would like to book your free meeting with us to discuss your concerns, then please click the link below.